Why Us?
Home Title and Trust Company is a full-service escrow company firm.
Home Title and Trust Company is a full-service escrow company firm.
Most of our escrow officers have over 20 years of experience. All of our employees must undergo and pass background checks by the Department of Justice. As mandated by the state licensing regulations, Home Title and Trust Company has met all the bonding and liquidity requirements.
We have monthly reconciliations and annual audits by a professional CPA firm that reports directly to the Department of Financial Protection and Innovation (DFPI). We also have a $5 million surety bond through the Escrow Agents Fidelity Corporation, all to ensure that all escrow transactions are smooth and funds deposited are safe and sound.
We do everything we can to:
We have put in place many layers of safeguards to protect you, your money, and your identity. We have always and we will continue to meet or exceed industry standards to keep you safe.
In these turbulent times, we feel it is important for you to know that we at Escrow Leaders are excellent financial stewards, and you can open escrow with confidence. As an independent escrow company regulated by the Department of State of Colorado, we must meet or exceed strict liquidity requirements. Additionally, we are independently audited for business practice, and bonded by the Escrow Agents Fidelity Corporation. We also maintain Errors and Omissions insurance for the protection of our clients and ourselves.
All monies deposited into escrow are held in trust accounts that are balanced daily. All wired funds and checks have dual controls so that no single person can disburse funds. We “utilize positive pay”, a service through our bank that further protects us against any opportunities of fraud.
Each of our employees must undergo a full background check by the Justice Department, including live scan fingerprints and a detailed application.
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